Privacy Policy
LIBERTY DATA PRIVACY POLICY
The use of any Liberty Data website or interactions with any of our advertisements, pages, or accounts on a third-party website indicates your consent to this Policy, including your consent to our use of information about you in the manner described in this Policy. At Liberty Data we are dedicated to protecting your privacy and have designed this Policy to help you better understand how we collect your data, how we use it, and the rights you may have in managing your personal information.
CALIFORNIA RESIDENTS: PLEASE SEE ADDITIONAL INFORMATION BELOW REGARDING YOUR RIGHTS UNDER THE CALIFORNIA CONSUMER PRIVACY ACT.
INFORMATION COLLECTION AND USAGE
Information collected may be obtained in various ways, including, but not limited to, information voluntarily entered on our website via mobile device or computer, emails, and from your online interaction and may be provided directly to us or through a third-party. Some of the information that may be collected about you through online interaction includes information that you input, such as your name, address, email address, and other contact information; data obtained based on your activity such as transaction information; and information regarding the location. Occasionally, we obtain additional information, such as the type of device and used for access, the IP address of your device, information about your device’s operating system, and additional information associated with your device. Information may also be obtained using cookies and other available technologies
PLEASE NOTE: Liberty Data does NOT, under any circumstances, knowingly collect or maintain personal information from individuals under the age of 13 without obtaining verifiable consent from their parents in accordance with the Children’s Online Privacy Protection Act and other applicable laws and regulations.
Liberty Data uses cookies to carry data about your current web session from one web page to the next and to identify you to the website between visits. We also may employ third-parties such as Google to serve ads on external websites based on a user’s prior visits to this website. You may turn cookies off in your browser or set your browser to ask you before accepting a new cookie, although this may impact your ability to use certain websites properly. Unless otherwise notified on this website, we will not store data, other than for these purposes, in cookies. Cookies remain on your computer, and accordingly, we neither store cookies on our computers nor forward them to any external parties. Liberty Data may use information gathered through cookies to make offers to you via online ads, email, U.S. mail, or telephone.
Liberty Data may also use additional technologies for purposes such as measuring the effectiveness of ads or communications, such as technologies to track and measure view and response rates to ads and communications.
Liberty Data reserves the right, without additional consent, to use the information for purposes as allowed by law such as servicing, communicating with you, improving our website, products, or services; legal compliance; risk control; information security; anti-fraud purposes; marketing our products and services to you; tracking website usage, such as the number of hits, pages visited and the length of user sessions in order to evaluate the usefulness of our websites; and using read-receipt notifications in our email communications.
USES SPECIFIC TO BUSINESS PURPOSES
Liberty Data specializes in the field of compliance data solutions which include actions such as fraud prevention, and identity verification. In order to conduct our business, Liberty Data may provide your data in the form of our products or services to organizations in the private and public sectors such as law enforcement, insurance companies, financial services institutions, accounting firms, legal offices, and more. These organizations utilize the information we provide to enhance their compliance requirements and to facilitate risk management, identity verification, conducting business transactions, and other legal and regulatory compliance. All organizations and consumers accessing our data go through rigorous security and due diligence process. Liberty Data takes all reasonable measures to ensure your data and personal information is not inappropriately accessed or used for any purposes other than for legitimate business purposes. Liberty Data DOES NOT provide personal information to third-parties or organizations intending to utilize this information for marketing.
TYPES OF INFORMATION WE COLLECT
Liberty data collects certain personal information from third-party data sources including but not limited to private data providers, major credit bureaus, public records, government, and regulatory authorities and through Freedom of Information Act requests. Accordingly, Liberty Data collects the personal information that may include, but not be limited to the below categories:
We collected the following categories of personal information in the preceding 12 months as indicated with a checkmark below:
| A | Identifiers such as a real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security numbers, driver’s license numbers, and other similar identifiers. | YES |
| B | Identifiers such as a real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security numbers, driver’s license numbers, and other similar identifiers. | YES |
| C | Commercial information, such as transaction information, purchase history, financial details and payment information | YES |
| D | Biometric information. | NO |
| E | Internet or other electronic network activity information, such as browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems and advertisements. | YES |
| F | Geolocation data, such as device location. | YES |
| G | Audio, electronic, visual and similar information, such as images and audio, video or call recordings created in connection with our business activities. | YES |
| H | Professional or employment-related information, such as job title, work history, and experience. | YES |
| I | Education information subject to the federal Family Educational Rights and Privacy Act, such as student records. | NO |
| J | Inferences drawn from any of the personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics. | YES |
ACCEPTING COOKIES
Users may have the ability to prevent cookies through their browser settings, but this will prohibit your ability to access your online account(s) through our websites and portals. This will limit your ability to use many functions on our website. The latest versions of Internet browsers provide cookie management tools, such as the ability to delete or reject cookies. For more information on how to properly use these tools, please check with your Browsers.
INFORMATION SECURITY AND PROTECTION
Liberty Data takes all reasonable precautions within our industry-standard to protect your information. When appropriate, Liberty Data employs SSL encryption technology and a secure server to encrypt information transmitted between your browser and our server. As a result, the data you submit to us is transmitted using commercially reasonable security over the Internet. Liberty Data further maintains appropriate procedures to safeguard and help prevent unauthorized access, maintain data security and correctly use the information we collect through all channels. Liberty Data maintains its mandatory Identity Theft Protection Program to protect all personally identifiable information.
GOVERNING LAW
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law. By using this website, you explicitly agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this website shall be filed only in the state or federal courts located in Seminole or Flagler County, Florida, at the discretion of Liberty Data and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.
OPT-OUT AND DATA SUPPRESSION
At any time, you may request to opt-out of receiving any marketing communications by contacting us or choosing the “unsubscribe” option on any marketing communications. Additionally, you may opt-out of any of our products if you are able to satisfy our requirements contained in our Opt-Out and Data Suppression Policy. Once accepted, your personal information will be suppressed for our products.
SPECIFIC RIGHTS FOR CALIFORNIA RESIDENTS
The California Consumer Privacy Act of 2018 (CCPA) provides California residents with certain rights regarding their “personal information,” as that term is defined in the CCPA. With limited exceptions, qualifying businesses must make certain disclosures to California residents upon making a verifiable request, including the categories of information collected by a business, the categories of sources of such information, the business or commercial purpose of collection, the categories of third-parties with whom information is sold, and a right to obtain the specific pieces of personal information collected, as well as a right to request that a business delete the consumer’s personal information. A California resident may request that a business not sell the resident’s personal information to third-parties, subject to certain exceptions. Liberty Data collects the categories of personal information described in this Privacy Policy and provides some or all of it in our products and services offered.
The CCPA does not apply to certain personal information, including that which is collected, processed, sold, or disclosed pursuant to the Gramm-Leach-Bliley Act (GLBA), the Driver’s Privacy Protection Act of 1994 (DPPA), “publicly available” information lawfully available from a government source, and data that is deidentified or aggregate consumer data. Thus, many products and solutions offered by Liberty Data are NOT subject to CCPA.
A California resident, you may request: (a) that we provide you with a copy of your personal information; (b) that we delete your personal information; and/or (c) that we no longer sell your personal information by emailing [email protected]
California residents may designate an authorized agent in writing or through a valid power of attorney to exercise CCPA rights to access or delete personal information on their behalf. We will undertake good faith efforts to verify such requests and the identity of the requestors before acting on such requests.
The CCPA requires the authentication of any requests for the removal of personal information. Thus, in order for Liberty Data to process a request, you may be asked to provide certain personal information including your name, address, mobile phone number, partial Social Security number, and date of birth. Information collected pursuant to this request will be used for verification ONLY.
Once a request is received and verified, Liberty Data has 45 days to evaluate, respond, and if applicable, deliver the requested information. Given the number of requests and verification process required, Liberty Data may, at its sole discretion, extend this time period to respond as permitted by law.
Please note that you may not be discriminated against for exercising your rights under the CCPA. This includes denying you products or services, charging different prices for products or services, providing a different level or quality of products or services, or suggesting that you will receive a different price or rate for products or services or a different level or quality of products or services.
PRIVACY POLICY CHANGES
Liberty Data may from time to time modify and/or update the terms of this Privacy Policy by posting updated terms to this page. Liberty Data shall not be required to notify you of said changes.
ABOUT THIS POLICY
For additional information regarding this policy, you may contact us at:
Liberty Data, Inc.
PO Box 353159
Palm Coast, FL 32135
Email: [email protected]